Will it bother you if you lost the house because of the low ball tactic?Alanstevensonsgloves wrote: ↑Fri Jun 19, 2020 7:27 amI am about to complete and have been advised by a friend to do this. Tbh even though I don't know the vendors I think this is a real xxxx's trick and I know how peed off I'd be if someone pulled this on me.
Remortgaging - what would you do in the current climate?
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Re: Remortgaging - what would you do in the current climate?
Re: Remortgaging - what would you do in the current climate?
Good to hear from you Inchy.Inchy wrote: ↑Fri Jun 19, 2020 7:53 amI’ve always searched the market when remortgaging and then I’ve gone to a broker to have a look. I have always used London and Country because they don’t charge (although I’m sure they do some how)
Relatively easy to do. All done over the phone and via email. They do offer a good service, always easy to contact to discuss things. The only thing they do try to push is life insurance via them. I assume that’s where they make a decent commission but I always sort my own out so never go through them for that
Give them a go. It’s free for them to do a search for you and to offer advise
Hope you and yours are well and there is still evidence of the dreaded 2nd spike.
Miss your postings on the covid thread
Stay safe
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Re: Remortgaging - what would you do in the current climate?
If I wouldn't be bothered, I am buying the wrong house! As I said, it's a c--ts trick and one it seems my friend has no problem with.Quickenthetempo wrote: ↑Fri Jun 19, 2020 11:35 amWill it bother you if you lost the house because of the low ball tactic?
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Re: Remortgaging - what would you do in the current climate?
So you are suggesting I follow my friends advice?
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Re: Remortgaging - what would you do in the current climate?
Are you selling your house, and if so would you be happy for your buyer to pull this stunt? Like you say it's shady and if someone pulled this on me I'd let the sale fall through.Alanstevensonsgloves wrote: ↑Fri Jun 19, 2020 1:31 pmSo you are suggesting I follow my friends advice?
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Re: Remortgaging - what would you do in the current climate?
I fully agree.Alanstevensonsgloves wrote: ↑Fri Jun 19, 2020 1:29 pmIf I wouldn't be bothered, I am buying the wrong house! As I said, it's a c--ts trick and one it seems my friend has no problem with.
If someone tried it with me they wouldn't get my house.
That's why I asked.
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Re: Remortgaging - what would you do in the current climate?
We are about to complete on a property next week, has been suggested we should consider doing it but I wouldn't be happy if someone did it to me. We signed the paperwork this week and will go ahead.Alanstevensonsgloves wrote: ↑Fri Jun 19, 2020 7:27 amI am about to complete and have been advised by a friend to do this. Tbh even though I don't know the vendors I think this is a real xxxx's trick and I know how peed off I'd be if someone pulled this on me.
Karma is a bitch*...
*or not real
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Re: Remortgaging - what would you do in the current climate?
I'm selling mine at the moment. A month or two ago I was pretty much at exchange and the person buying mine said they were going to pull out without a significant price reduction. I refused and it fell through. As it stands I now have another offer which is actually slightly higher than the previous one.
If they'd just gone for £5k or something I may well have accepted it. I wouldn't have been happy and I wouldn't have made any effort to be helpful from that point on but getting another buyer and going through it all again is hard work with no guarantees.
If they'd just gone for £5k or something I may well have accepted it. I wouldn't have been happy and I wouldn't have made any effort to be helpful from that point on but getting another buyer and going through it all again is hard work with no guarantees.
Re: Remortgaging - what would you do in the current climate?
Thought people might appreciate an update after my OP. Well, I'm switching from Natwest to Halifax on a 5 year fixed deal at 1.79%. And that's with us borrowing an extra £24k for some building work and a kitchen renovation. Really, really pleased.
For anyone looking to remortgage, I'd recommend going through Money Supermarket who then put you on to a firm in Bolton called Fluent who handle everything for you. Doesn't cost a thing as they get their fee from Money Supermarket, who get theirs from your new lender.
Thanks to all who gave me advice!
For anyone looking to remortgage, I'd recommend going through Money Supermarket who then put you on to a firm in Bolton called Fluent who handle everything for you. Doesn't cost a thing as they get their fee from Money Supermarket, who get theirs from your new lender.
Thanks to all who gave me advice!