Rossendale house care home, non footy

[Lowbankclaret]

After my Mum had a fall in assisted living, I needed to find a care home for her.
If anyone on here needs to find a care home for their loved one and can afford it.
Rossendale care home is amazing.
The chef made food.
The carers could not bet better.

Best place for
Your loved one

[claretburns]

Live just down the road from the care home, my Mrs had an interview there a while ago and came home saying it was more like a 4 or 5 star hotel than a care home, she was very impressed with the facilities, the staff, the cleanliness of building.

[ClaretDiver]

It’s great to hear anecdotes like this. As part of my job I am in and out of different care homes here in the North East on a daily basis…all too many are shocking and would hate to see one of my relatives in one of them. However, like the OP, there are some real gems out there…imo it is all down to the owners and their care policies.

[Inchy]

I visit loads of care homes and the vast majority are very good quality.


Unfortunately it often comes at a massive cost for the resident.

Between 1 and 2 grand a week!

[yosserhughes]

Have you tried Mcauley Mount Care Home, had to find a home for my mum few months ago.

It's not a big home only 27 residents, they have plenty of carers three chefs.

I can highly recommend the home, gives you peace of mind for the one's you.

[bfcjg]

We received an advert for the Rossendale Rd care home, looks lovely but the fees were eye watering, a Man City esque care home in a Burnley budget house.
On a general theme all homes should be high quality and free, it's a stain on our society that at times its a lottery if your elderly loved ones need 24 hour care and you come out of a viewing with dread.

[Clovius Boofus]

You work hard to pay off a mortgage and save a little - while paying your taxes, and then in your dotage, you watch it all drip away should you or your OH end up in a care home.

[Croydon Claret]

For those who own houses and hope to pass them on to your children, or whoever, then please pay heed to this.

Put your house into trust for your nominated beneficiary as otherwise it could all go towards paying care fees.

Mrs Croydon has had to sell her mum's house to pay for care fees. Around £150k paid so far, all of which her mum had wanted to pass onto her children.

Sickness can happen in an instant. Do it whilst you're still healthy and don't assume that you have years yet to worry about these things. There are people in her care home in their forties and fifties who didn't plan on being there

[ClaretTony]

We received an advert for the Rossendale Rd care home, looks lovely but the fees were eye watering, a Man City esque care home in a Burnley budget house.
On a general theme all homes should be high quality and free, it's a stain on our society that at times its a lottery if your elderly loved ones need 24 hour care and you come out of a viewing with dread.

Are you referring to the one where the Bull & Butcher used to be. The fees are beyond eye watering there, very much Man City esque.

[bfcjg]

Are you referring to the one where the Bull & Butcher used to be. The fees are beyond eye watering there, very much Man City esque.

That's the one

[bfcjg]

It is criminal that a certain illness isn't fully funded by the NHS. I would nationalise the whole care industry and bring it under the NHS, properly funded and staffed, its sadly coming to us all.

[Jellybean]

For those who own houses and hope to pass them on to your children, or whoever, then please pay heed to this.

Put your house into trust for your nominated beneficiary as otherwise it could all go towards paying care fees.

Mrs Croydon has had to sell her mum's house to pay for care fees. Around £150k paid so far, all of which her mum had wanted to pass onto her children.

Sickness can happen in an instant. Do it whilst you're still healthy and don't assume that you have years yet to worry about these things. There are people in her care home in their forties and fifties who didn't plan on being there

It seems so wrong doesn't it, but another of life's inequalities that if you stay well and healthy and in your home, you keep what you worked your whole life for and wish to pass on to family. Then again the accommodation needs paying for.

How on earth do the costs for a care home get so high though that it's thousands a week, don't understand this unless it's because of staffing 24 hour care.

Surely the tax office would be touchy about people creating trusts for property, do you not have to be a bit cleverer than this to safeguard assets for loved ones?

[Jellybean]

Not to mention that the better homes are likely to be paying their care staff a good wage, I do think it's dreadful that so many are on minimum wage for the great work they are doing.

[Croydon Claret]

It seems so wrong doesn't it, but another of life's inequalities that if you stay well and healthy and in your home, you keep what you worked your whole life for and wish to pass on to family. Then again the accommodation needs paying for.

How on earth do the costs for a care home get so high though that it's thousands a week, don't understand this unless it's because of staffing 24 hour care.

Surely the tax office would be touchy about people creating trusts for property, do you not have to be a bit cleverer than this to safeguard assets for loved ones?

It's legit as long as you do it before there's any known need for care.

If you know that there's a good chance you may need to go into care, due to documented health issiest, then it's classed as disposal of assets and, whilst not illegal, it will be be taken into account when you apply to the council for funding.

They would request to look back at all your assets and medical records which is why it's important to do it when times are good

[Clovius Boofus]

For those who own houses and hope to pass them on to your children, or whoever, then please pay heed to this.

Put your house into trust for your nominated beneficiary as otherwise it could all go towards paying care fees.

Croydon, I'm naive regarding all this malarkey. If you place your house in a trust, does the trust then own the property outright, and should the relationship unexpectedly fall apart, could they boot you out?

[Croydon Claret]

Croydon, I'm naive regarding all this malarkey. If you place your house in a trust, does the trust then own the property outright, and should the relationship unexpectedly fall apart, could they boot you out?

I'm not a financial advisor but we did receive some advice from a friend who is, but sadly too late in our case as the conversation never arose previously.

It's known as a Living Trust. There's tons of information out there, here's just one example https://willassociates.co.uk/services/l ... oIQAvD_BwE

You have full power to set the terms and conditions of disposition and the asset remains yours, with the caveat that should you lose your mental capacity then the trust can act on your behalf.

It's completely separate from avoiding Inheritance Tax, it's a means to protect your assets from being gobbled up to pay for care and your kids getting nothing.

[Croydon Claret]

Also consider appointing a Lasting Power of Attorney. There's 2 types - "Health and Welfare" and "Financial" It costs £82 for each and it's just a few simple forms to complete
https://www.gov.uk/power-of-attorney

We managed to get one for Mrs C's mum before she lost mental capacity and it makes life so much easier for Mrs C. She would be unable to manage her finances and health care arrangements without it.

Again, don't leave it too late and assume you'll have the capacity in your sick bed to sort your affairs out in a graceful manner many years down the line. Mrs C's mum was fit and healthy then suddenly had a stroke and it all went south

[Clovius Boofus]

Thanks for the info.

[Jellybean]

Yes thank you, and sorry to hear about your mother in law becoming unwell, I hope she is comfortable where she is now

[ClaretTony]

That's the one

It’s frighteningly expensive

[Lowbankclaret]

It’s frighteningly expensive

Just to add some details.
My daughters other grandma is in one in Padiham and let’s say it’s 1 star at £850 a week.

And yes it’s a lot more at £1050 a week for the first year and £1250 after that.

The care is amazing, my mum has made massive progress since coming out of hospital after her fall.

She has put on weight due to the chefs cooked meals.

Suddenly she does want to be around for longer, what price do you put on that.

Just wanted to put it out there , there is a great place in Burnley for your loved one. There will be support options for people as well.

[Mala591]

I'm not a financial advisor but we did receive some advice from a friend who is, but sadly too late in our case as the conversation never arose previously.

It's known as a Living Trust. There's tons of information out there, here's just one example https://willassociates.co.uk/services/l ... oIQAvD_BwE

You have full power to set the terms and conditions of disposition and the asset remains yours, with the caveat that should you lose your mental capacity then the trust can act on your behalf.

It's completely separate from avoiding Inheritance Tax, it's a means to protect your assets from being gobbled up to pay for care and your kids getting nothing.

THIS IS SO IMPORTANT AND SO COMPLICATED.

If one of your parents dies then a living trust can be set up for ‘half of your parents property’ to be left to children/grandchildren. As the remaining parent is still living in ‘their half of the house’ they may have to pay rent to the Trust.
When (the inevitable time comes) and your surviving parent needs to be looked after in a care home then only half the value of the family property/assets can be used to pay for care as the other half is in the living trust which belongs to the children/grandchildren.
In practical terms if your parent’s house is worth £300,000 (and half has been put into a living trust) only £150,000 (approx 2 years care home fees!) is available to pay for care home costs, when this money runs out then Lancashire county council will need to assess the situation and may have to arrange to support your parent in paying for their care home costs. It might involve your parent moving into a more affordable/cheaper care home.

Yes, it’s complicated and I would recommend taking advice from a specialist solicitor who understands living trusts and the pros and cons of setting them up for the property/assets your parent/parents.

[Lowbankclaret]

I was just putting it out there that this place is amazing at looking after you elderly loved one.

Any financial advice I think should be left to a financial advisor. I have one, it’s a complicated world.

But as has been pointed out there are ways to protect assets, but it’s all on a single person basis.

[bfcjg]

Glad your mum is on the mend.

[Inchy]

Those oldies that live year round on cruise ships make sense now.

Cheaper than a care home

[Lowbankclaret]

Glad your mum is on the mend.

Thank you,
I was worried she would not be here for much longer.

The care she is getting now I hope she will be around for a lot longer than I thought.

[Lowbankclaret]

Also on the subject of costs, I was told the nursing home close to Burnley hospital is £1500 a week. Not sure how any of us can afford that level of cost.

[bfcjg]

Also on the subject of costs, I was told the nursing home close to Burnley hospital is £1500 a week. Not sure how any of us can afford that level of cost.

That's Heather Grange, it was really good for my mum for fully funded respite however when she needed 24 hour care the LCC and other contributions left a £ 300 monthly shortfall which at the time for family reasons we couldn't use her house for deferred payments for the shortfall, so she ended up elsewhere, fortunately no shortfall and although not a brand spanking new building the love and care she received for her last few months from incredible staff more than made up for the slightly worn furniture etc. My experience of the care industry leaves me feeling quite humbled by the dedication of the staff. I'd willingly pay more tax to ensure the staff were well paid and all homes were financed to a high standard by being nationalised and brought under the NHS or local authority and nobody should be financially penalised because their loved ones need care.

[Lowbankclaret]

That's Heather Grange, it was really good for my mum for fully funded respite however when she needed 24 hour care the LCC and other contributions left a £ 300 monthly shortfall which at the time for family reasons we couldn't use her house for deferred payments for the shortfall, so she ended up elsewhere, fortunately no shortfall and although not a brand spanking new building the love and care she received for her last few months from incredible staff more than made up for the slightly worn furniture etc. My experience of the care industry leaves me feeling quite humbled by the dedication of the staff. I'd willingly pay more tax to ensure the staff were well paid and all homes were financed to a high standard by being nationalised and brought under the NHS or local authority and nobody should be financially penalised because their loved ones need care.

100% agree with that.