Search found 266 matches

by barba
Sat Feb 02, 2019 1:02 pm
Forum: The Bee Hole End
Topic: Parking fine, any one had to deal with UKPC?
Replies: 25
Views: 7194

Re: Parking fine, any one had to deal with UKPC?

Check the parking forum on money saving expert. https://forums.moneysavingexpert.com/forumdisplay.php?f=163" onclick="window.open(this.href);return false; Or the legislation http://www.legislation.gov.uk/ukpga/2012/9/schedule/4/enacted" onclick="window.open(this.href);return false; You need to follo...
by barba
Thu Jan 31, 2019 3:10 pm
Forum: The Bee Hole End
Topic: ftse index and pensions
Replies: 25
Views: 2366

Re: ftse index and pensions

South West Claret. wrote: This is why holding solid reliability shares like say National Grid in times like these is at least is paying a damn good Dividend relative to some Companies
Beware of future nationalisation or you could end up with debt over equity based on Government valuations.
by barba
Thu Jan 31, 2019 3:02 pm
Forum: The Bee Hole End
Topic: ftse index and pensions
Replies: 25
Views: 2366

Re: ftse index and pensions

It would be 7,000 , unfortunately it’s only going one way because of Brexit and that’s down There is an inverse relationship between the strength of Sterling which many have said would drop in the event of a no deal and the FTSE 100 as ~ 70% of earnings come from overseas. So higher probability tha...
by barba
Mon Jan 28, 2019 9:21 pm
Forum: The Bee Hole End
Topic: Barnet
Replies: 16
Views: 3012

Re: Barnet

tim_noone wrote:Electric from sparks..quote savage. 3..3!
What a free kick that was!!!
by barba
Mon Jan 21, 2019 11:31 am
Forum: The Bee Hole End
Topic: Pensions
Replies: 88
Views: 7372

Re: Pensions

My wife and I are a couple,stealing 6 years pension off her is also stealing it off me which ever way you look at it. Its not stealing but a change, predominately based on longer life expectancy that was enshined in law 24 years ago. The Government would have written to your wife multiple times ove...
by barba
Sat Jan 19, 2019 8:02 pm
Forum: The Bee Hole End
Topic: Pensions
Replies: 88
Views: 7372

Re: Pensionsfgxc

Talking of Pensions I don't know if it's been mentioned on here,does anyone think the pension age will be put back to its original age 65 for Men 60 for women,surely this is a vote winner for the next election, think I've read somewhere this is going to court,really was legalised robbery of women b...
by barba
Sat Jan 19, 2019 4:54 pm
Forum: The Bee Hole End
Topic: Wotfor versus Mighty Clarets
Replies: 270
Views: 19089

Re: Wotfor versus Mighty Clarets

Great performance, a point, clean sheet and continues unbeaten run.
by barba
Sat Jan 19, 2019 4:52 pm
Forum: The Bee Hole End
Topic: Wotfor versus Mighty Clarets
Replies: 270
Views: 19089

Re: Wotfor versus Mighty Clarets

TV replays for me show Wood level when shot came in
by barba
Sat Jan 19, 2019 10:03 am
Forum: The Bee Hole End
Topic: Pensions
Replies: 88
Views: 7372

Re: Pensions

Lowbank I am in a similar position having just accepted a MARS and am faced with a similar dilemma.... do I transfer the pot +£500k and drawdown or just accept £18 k / yr . I have heart issues also so trying to gestimate life is difficult. Like to know where you can get a return of 5% - that looks ...
by barba
Fri Jan 18, 2019 11:59 pm
Forum: The Bee Hole End
Topic: Pensions
Replies: 88
Views: 7372

Re: Pensions

The Prufund range is great for low-medium risk takers, and Royal London's governed portfolios are also a great product. Ill second both of these and have and will continue to recommend both. Would be nice if Pru dropped their charges though. Also a big fan of Vanguard Lifestyle Strategies for cheap...
by barba
Fri Jan 18, 2019 9:34 pm
Forum: The Bee Hole End
Topic: Netflix recommendations
Replies: 43
Views: 7726

Re: Netflix recommendations

The Money Heist is very very good. Bank robbery drama series.

Its Spanish and although it has English dubbing I preferred in native language with English subtitles.

Thank me later :D
by barba
Mon Jan 14, 2019 3:29 pm
Forum: The Bee Hole End
Topic: Quick poll...
Replies: 67
Views: 4450

Re: Quick poll...

No
by barba
Sun Jan 13, 2019 6:30 pm
Forum: The Bee Hole End
Topic: Martin Tyler
Replies: 25
Views: 5387

Re: Martin Tyler

Vegas Claret wrote:I like Tyler but I have to say over here on NBC we have Arlo White with Lee Dxion and Graeme Le Saux and they are superb, miles better than the Sky lads imho
Watch NBC in the UK and agree Arlo White is suberb. Dixon flits between great analysis and downright condescending
by barba
Mon Jan 07, 2019 11:01 pm
Forum: The Bee Hole End
Topic: Brexit " The Uncivil War " C4, 9.00pm
Replies: 166
Views: 8765

Re: Brexit " The Uncivil War " C4, 9.00pm

Bosscat wrote:In other words its made up bull****
According to Shipman Stronger In were openly mocking Matthew Elliott about how they were going to trounce Vote Leave not wimpering about how they'd lost decades ago.
by barba
Mon Jan 07, 2019 10:49 pm
Forum: The Bee Hole End
Topic: Brexit " The Uncivil War " C4, 9.00pm
Replies: 166
Views: 8765

Re: Brexit " The Uncivil War " C4, 9.00pm

Based on Tim Shipman's great book 'All Out War' with some artistic licence.
by barba
Wed Jan 02, 2019 6:09 pm
Forum: The Bee Hole End
Topic: Cashing a pension and buying a house to rent out.
Replies: 46
Views: 2872

Re: Cashing a pension and buying a house to rent out.

I would give this a serious thought before cashing in your pensions to purchase a second house. The tax treatment of pensions is by far and away the most beneficial whereas with second properties there is the stamp duty levy (+3%), rent is treated as taxable income, capital gains tax on sale and a r...
by barba
Wed Dec 19, 2018 11:21 pm
Forum: The Bee Hole End
Topic: Labour MP Guilty And Could Be Jailed
Replies: 128
Views: 8052

Re: Labour MP Guilty And Could Be Jailed

Chris Huhne ex Lib Dem MP got 8 months (served 9 weeks) for same offence although he pleady guilty before trial.
by barba
Mon Dec 17, 2018 8:20 pm
Forum: The Bee Hole End
Topic: Firestick abroad
Replies: 18
Views: 1647

Re: Firestick abroad

Have used mine abroad a few times and they work but you may be restricted to the available content in the region which is probably less than UK
by barba
Wed Dec 12, 2018 1:47 pm
Forum: The Bee Hole End
Topic: Brexit - currency and house prices
Replies: 54
Views: 7174

Re: Brexit - currency and house prices

Loyalclaret wrote:Trade tension have any link to Brexit?
US and China
by barba
Wed Dec 12, 2018 11:15 am
Forum: The Bee Hole End
Topic: Brexit - currency and house prices
Replies: 54
Views: 7174

Re: Brexit - currency and house prices

Although Brexit is all consuming in the UK its not even in HSBC's top 10 economical risks for 2019. In fact it cites "shaky economic foundations and political uncertainty" of the Eurozone as one of the top 10. With Eurozone growth slowing, core inflation around 1% and expecting to fall further with ...
by barba
Fri Dec 07, 2018 8:59 pm
Forum: The Bee Hole End
Topic: Britons fiddle while the country burns
Replies: 47
Views: 3975

Re: Britons fiddle while the country burns

AndrewJB wrote:The previous Labour administration adhered to the received wisdom of the market knowing best. The next Labour government won't make that mistake.
By making shelf stackers in Grimsby subsidise train journeys for Surrey stockbrokers?
by barba
Sun Dec 02, 2018 5:43 am
Forum: The Bee Hole End
Topic: Fury
Replies: 52
Views: 4113

Re: Fury

Imploding Turtle wrote:Wilder thought it was done. I think everyone did.
The look on Wilder's face when he realised Fury was up.
by barba
Sun Dec 02, 2018 5:42 am
Forum: The Bee Hole End
Topic: Fury
Replies: 52
Views: 4113

Re: Fury

JohnMac wrote:What will those 2 knock downs do to the scorecards?

A draw?
10-8 rounds to Wilder
by barba
Sun Dec 02, 2018 5:38 am
Forum: The Bee Hole End
Topic: Fury
Replies: 52
Views: 4113

Re: Fury

How the hell did Fury get up :o
by barba
Wed Nov 28, 2018 7:43 pm
Forum: The Bee Hole End
Topic: Project fear v1 failed so what do they do ??
Replies: 293
Views: 13531

Re: Project fear v1 failed so what do they do ??

When you read what is coming out from the Treasury and BoE there is little surprise that no-one believes it: - GDP in a disorderly Brexit would fall by 10%. In perspective it fell by 11% after WW1 - Interest rates would rise to 5.5%. Last time Carney said this his next step was to cut rates - Assume...
by barba
Wed Nov 28, 2018 2:31 pm
Forum: The Bee Hole End
Topic: Project fear v1 failed so what do they do ??
Replies: 293
Views: 13531

Re: Project fear v1 failed so what do they do ??

Is there any indication of what basis the remain calculations are based on as surely there should be some consideration to European monetary and fiscal policy Are these based on their growth, inflation and interest rate targets or the actuals as there is a big difference between the two. Do they acc...
by barba
Sun Oct 21, 2018 8:58 pm
Forum: The Bee Hole End
Topic: Netflix recommendations
Replies: 14
Views: 1575

Re: Netflix recommendations

The Money Heist is the best thing I have watched this year by a country mile. Its Spanish and although they do an English dub version I watched with subtitles.

You'll be hooked.

It's actually so good I'd put it close to my favourites; GoT, Peaky's, Breaking Bad, Sopranos
by barba
Wed Oct 17, 2018 7:42 pm
Forum: The Bee Hole End
Topic: Smoking at Hospitals
Replies: 99
Views: 7689

Re: Smoking at Hospitals

When my eldest was born there were a couple of heavily pregnant women in hospital who were smokers. One was in their because her baby had literally stopped growing and the other was set to have hers premature. They panicked when the baby heart rate monitor went through the roof post cig but doubt it...
by barba
Mon Oct 15, 2018 10:43 am
Forum: The Bee Hole End
Topic: Burnley 2018 Poppy Lapel Pin
Replies: 31
Views: 3691

Burnley 2018 Poppy Lapel Pin

If anyone is interested the Royal British Legion have produced a Burnley lapel pin

https://www.poppyshop.org.uk/burnley-20 ... l-pin.html" onclick="window.open(this.href);return false;
jw1488-burnley-2018-poppy-lapel-pin.jpg
jw1488-burnley-2018-poppy-lapel-pin.jpg (82.02 KiB) Viewed 3691 times
by barba
Sat Oct 13, 2018 12:51 am
Forum: The Bee Hole End
Topic: Old Turf Moor photo
Replies: 31
Views: 4093

Re: Old Turf Moor photo

Great imagine.

Reverse look up says:

'Burnley v Sheffield Wednesday league match at Turf Moor 2nd April 1960 Burnley goalkeeper Adam Blacklaw'
by barba
Tue Oct 02, 2018 9:20 pm
Forum: The Bee Hole End
Topic: Pension question
Replies: 14
Views: 2474

Re: Pension question

Is there a preferential time of the tax year to draw the 25% or does it not matter? Also , do you have to draw it in your 55th year or can you draw it anytime after until your retirement date? Most allow from 55 onwards. There are a couple of considerations at age 75 but these depend on the rules o...
by barba
Tue Oct 02, 2018 9:11 pm
Forum: The Bee Hole End
Topic: Pension question
Replies: 14
Views: 2474

Re: Pension question

As above the emergency tax is one to consider but it will depend on how you draw the income. If its regular then PAYE should sort itself out. If as a lump sum then you will need to complete a P50Z, P53Z or P55 depending on your circumstances to reclaim the back. You'll also be impacted by the money ...
by barba
Sat Sep 15, 2018 8:22 am
Forum: The Bee Hole End
Topic: Burnley FC shares?
Replies: 3
Views: 1098

Re: Burnley FC shares?

Its not really a viable option for long term growth.

They are not traded on an exchange, presumably dont pay dividends and have limited capital growth potential.

There are thousands of alternatives between cash ISA and BFC shares.
by barba
Sun Sep 09, 2018 8:47 pm
Forum: The Bee Hole End
Topic: Hobbies other than football
Replies: 62
Views: 7191

Re: Hobbies other than football

Golf - just played Forest Pines this weekend
Kickboxing
Yoga
Squash
by barba
Sun Sep 02, 2018 9:31 pm
Forum: The Bee Hole End
Topic: Fans
Replies: 5
Views: 880

Re: Fans

Only a fake fan would write something like this
by barba
Sat Aug 18, 2018 9:48 pm
Forum: The Bee Hole End
Topic: Why are footballers wearing bras?
Replies: 27
Views: 3795

Re: Why are footballers wearing bras?

I think that all professional footballers now have to wear heart monitors and tracking devices throughout all games. It’s seems that way anyway, every game on tv I’ve noticed all players on all teams are now wearing them. They have a bumb on the back just below the neck which just looks uncomfortab...
by barba
Tue Aug 14, 2018 1:08 am
Forum: The Bee Hole End
Topic: Why is left wing politics dying a painful death...?
Replies: 168
Views: 10232

Re: Why is left wing politics dying a painful death...?

Although a targeted weapon of both left and right I feel that the rise of identity politics have made it harder for the left to generate a mass political base around shared economic interests. Constantly dividing people up into smaller and smaller groups, has stalled the creation of a sense of unity...
by barba
Sat Aug 11, 2018 12:58 am
Forum: The Bee Hole End
Topic: Link to put BFC's Fixtures into a Calendar
Replies: 7
Views: 1403

Re: Link to put BFC's Fixtures into a Calendar

In addition to the above try

http://www.skysports.com/burnley-fixtures" onclick="window.open(this.href);return false; or

https://www.premierleague.com/clubs/43/Burnley/fixtures" onclick="window.open(this.href);return false;

Both have options to add to calender
by barba
Fri Aug 10, 2018 9:10 pm
Forum: The Bee Hole End
Topic: Trudeau Trying to Make Canada a Pariah State
Replies: 24
Views: 1951

Re: Trudeau Trying to Make Canada a Pariah State

Imploding Turtle wrote:All canada said was something like hey, dudes, maybe be nicer to other humans eh? then Saudi Arabia threatened them with a 9/11.
I recall the plane tweet.

Was it an official Saudi account that sent it?

Horrendous if so.
by barba
Thu Aug 09, 2018 8:57 pm
Forum: The Bee Hole End
Topic: İstanbul Başakşehir v Mighty Clarets
Replies: 358
Views: 20583

Re: İstanbul Başakşehir v Mighty Clarets

Başakşehir have only failed to score twice at home in their last 33 league games.

W 24 - D 8 - L 1
by barba
Sun Jul 08, 2018 7:03 pm
Forum: The Bee Hole End
Topic: Mortgage Advisor
Replies: 10
Views: 1475

Re: Mortgage Advisor

claretdj wrote:I am after a recommend pension advisor if any fellow clarets can help?
Im a Chartered Financial Planner and deal with pensions.

If you want to get in touch my email is matthew(at)revolutionfs.co.uk
by barba
Wed Jul 04, 2018 9:03 pm
Forum: The Bee Hole End
Topic: Depression / Suicide
Replies: 123
Views: 11413

Re: Depression / Suicide

Frank. You have my sympathies for the suffering you are going through. My sister suffered from serious mental health problems and after many months in and out of hospital she tragically took her own life. She took many different types of anti depressants. Some helped others didn't but you only know ...
by barba
Mon Jul 02, 2018 11:11 am
Forum: The Bee Hole End
Topic: Laba360 are new shirt sponsors
Replies: 175
Views: 16605

Re: Laba360 are new shirt sponsors

Logo front on
by barba
Tue Jun 26, 2018 3:40 pm
Forum: The Bee Hole End
Topic: Nigeria v Argentina 7:00
Replies: 25
Views: 2579

Re: Nigeria v Argentina 7:00

Tonight will be their 4th meeting in the last 5 World Cups. All have been won by Argentina.

Agreed it should be fireworks with only a win for either to give them the best chance of qualifying
by barba
Fri Jun 15, 2018 7:32 pm
Forum: The Bee Hole End
Topic: World cup thread
Replies: 2154
Views: 90674

Re: World cup thread

Devils_Advocate wrote:I think its the first time a team has worn an all halo blue coloured away strip for their first game in a world cup tournament on a Friday
This happened in '70.

Guess you were watching in black and white
by barba
Fri Jun 15, 2018 7:19 pm
Forum: The Bee Hole End
Topic: World cup thread
Replies: 2154
Views: 90674

Re: World cup thread

Quick trivia question.

What is unique about Spain's strip?
by barba
Wed Jun 13, 2018 8:15 am
Forum: The Bee Hole End
Topic: Great news from Singapore
Replies: 120
Views: 15232

Re: Great news from Singapore

claretonthecoast1882 wrote:Maybe you should be asking why Obama didn't go to NK then instead of Cuba ?
Sadly IT with his deep interest in politics had succumbed to such a polarised partisan position.

I doubt you will ever get praise or condemnation for anyone other than those he supports or opposes respectively.
by barba
Sat Jun 09, 2018 8:48 pm
Forum: The Bee Hole End
Topic: England could win this world cup.
Replies: 117
Views: 7001

Re: England could win this world cup.

Japebe43 wrote:Or Spain are in poor form?
I agree an on form Spain would blow them away.

Tunisia do look well organised and difficult to break down.

Will watch second half
by barba
Sat Jun 09, 2018 8:38 pm
Forum: The Bee Hole End
Topic: England could win this world cup.
Replies: 117
Views: 7001

Re: England could win this world cup.

Half time and Tunisia are drawing 0-0 with Spain.

Spain majority of possession but three good chances for Tunisia.

Despite their precious abject WC performances they have dramatically improved over 12 months.

No way a guaranteed 3 points.
by barba
Sat Jun 09, 2018 5:51 pm
Forum: The Bee Hole End
Topic: England could win this world cup.
Replies: 117
Views: 7001

Re: England could win this world cup.

Wile E Coyote wrote:tunisia definately wont be the team causing problems for england, they're on a par with accy stanley internationally.
Nigeria caused problems for England and they are one to the lowest ranked African teams.

Why would the highest ranked African team also not cause us problems?