Currency

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4midable
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Currency

Post by 4midable » Mon Jun 12, 2023 12:40 pm

Best place to get cash/euros?

Devils_Advocate
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Re: Currency

Post by Devils_Advocate » Mon Jun 12, 2023 12:45 pm

Assuming you are going to Paris then Id recommend Cen-Change round the corner from Gare de l'Est

claptrappers_union
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Re: Currency

Post by claptrappers_union » Mon Jun 12, 2023 12:45 pm

4midable wrote:
Mon Jun 12, 2023 12:40 pm
Best place to get cash/euros?
Middle aisle in Aldi
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Jjjack
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Re: Currency

Post by Jjjack » Mon Jun 12, 2023 1:21 pm

We opened a starling account last year before going away. They have no fees when paying abroad or withdrawing cash, we took some back up cash but just got that from tescos.

Tribesmen
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Re: Currency

Post by Tribesmen » Mon Jun 12, 2023 1:39 pm

Starling account ???
I use revolut over her in Ireland when going to the UK no charges on €200 withdraws but only small ones after that , saves a lot of hassle and charges .
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4midable
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Re: Currency

Post by 4midable » Mon Jun 12, 2023 1:43 pm

I use revolut
Needed cash too
Went asda and got a slightly better rate with the asda reward app

ChrisG
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Re: Currency

Post by ChrisG » Mon Jun 12, 2023 1:43 pm

Martin Lewis site has a good comparison tool if you're after some cash before you leave:

https://travelmoney.moneysavingexpert.com/

That said, if you're only taking a couple of hundred for the first day or so, it's hardly worth the faff of saving a couple of quid for the difference between 1,13€ and 1,14€

Bosscat
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Re: Currency

Post by Bosscat » Mon Jun 12, 2023 1:48 pm

Devils_Advocate wrote:
Mon Jun 12, 2023 12:45 pm
Assuming you are going to Paris then Id recommend Cen-Change round the corner from Gare de l'Est
Bit of a trek if you are arriving at the Gare Du Nord though

Devils_Advocate
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Re: Currency

Post by Devils_Advocate » Mon Jun 12, 2023 1:54 pm

Bosscat wrote:
Mon Jun 12, 2023 1:48 pm
Bit of a trek if you are arriving at the Gare Du Nord though
Its only a 10 min walk and if you're staying at the Grand Hôtel de Paris you'd be walking that way anyhow

Bosscat
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Re: Currency

Post by Bosscat » Mon Jun 12, 2023 1:58 pm

Devils_Advocate wrote:
Mon Jun 12, 2023 1:54 pm
Its only a 10 min walk and if you're staying at the Grand Hôtel de Paris you'd be walking that way anyhow
Wouldn't be seen dead at the Grand Hotel de Paris its a cheap doss hole give me Hotel le Mille Rose near the Gare du Nord a far classier joint

Devils_Advocate
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Re: Currency

Post by Devils_Advocate » Mon Jun 12, 2023 2:01 pm

Bosscat wrote:
Mon Jun 12, 2023 1:58 pm
Wouldn't be seen dead at the Grand Hotel de Paris its a cheap doss hole give me Hotel le Mille Rose near the Gare du Nord a far classier joint
Only 5 mins walk to Cen-Change from there if you're in need of some Euros at a very competitive rate

dsr
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Re: Currency

Post by dsr » Mon Jun 12, 2023 4:09 pm

Althams always have competitive rates.

Guppyspotter
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Re: Currency

Post by Guppyspotter » Mon Jun 12, 2023 4:14 pm

Use a cashpoint on arrival? I think you get a better deal than a currency exchange? As others have stated, Revolut, Monzo etc all make it much easier if you get yourself organised in time. I just transfer from £ to Euros through the card and spend on it like I would here.
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brunlea99
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Re: Currency

Post by brunlea99 » Mon Jun 12, 2023 4:56 pm

I recently opened an account with Chase specifically to use it abroad for a recent holiday to Italy. I transfered cash from my current account to it. You get the best exchange rate for using it abroad for purchases and fee free cash withdrawals (although some banks/ATMs can charge a transaction fee). You can also get 1% cashback with all purchases made with the card.

CoolClaret
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Re: Currency

Post by CoolClaret » Mon Jun 12, 2023 5:01 pm

Get yourself a Revolut and suffer 0 échange rate fees - can even upgrade to a premium membership and get travel insurance, free airport lounge (dependent on membership tier) and many other perks!

You add money in GBP and can convert to any currency that you like on the app, or simply tap / draw out with your card and it will automatically do it for you -

Saved me a ton on my travels

https://revolut.com/referral/caseyp3hz

Nori1958
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Re: Currency

Post by Nori1958 » Mon Jun 12, 2023 5:06 pm

Chase card.... currently 1.16 exchange rate for purchases and cash withdrawals

No Ney Never
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Re: Currency

Post by No Ney Never » Mon Jun 12, 2023 7:52 pm

There's a balance to be had and the whole package has to be accounted for to work out the best deal, so while there may be no fees with this variety of cards/accounts, what is the rate of exchange you're getting?

CoolClaret
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Re: Currency

Post by CoolClaret » Mon Jun 12, 2023 8:07 pm

No Ney Never wrote:
Mon Jun 12, 2023 7:52 pm
There's a balance to be had and the whole package has to be accounted for to work out the best deal, so while there may be no fees with this variety of cards/accounts, what is the rate of exchange you're getting?
You get exchange rates at the market cost up to a point*

* weekends usually have a 1% fee on top for example

A lot depends on your membership tier

https://www.revolut.com/en-LT/legal/standard-fees/

Nori1958
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Re: Currency

Post by Nori1958 » Mon Jun 12, 2023 8:36 pm

No Ney Never wrote:
Mon Jun 12, 2023 7:52 pm
There's a balance to be had and the whole package has to be accounted for to work out the best deal, so while there may be no fees with this variety of cards/accounts, what is the rate of exchange you're getting?
Currently abroad....and chase rates as above far better than anything local and no charges whatsoever

Jamesy
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Re: Currency

Post by Jamesy » Mon Jun 12, 2023 8:45 pm

Revolut card all day long.

4midable
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Re: Currency

Post by 4midable » Mon Jun 12, 2023 8:50 pm

I have a revolut card
I needed cash to take for use when landing at the aiport and not having to find a bank machine. Sorted now

timshorts
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Re: Currency

Post by timshorts » Mon Jun 12, 2023 8:50 pm

Generally, the best rate is at the local pawnbrokerdown here, the I dump the money in my euro account on my way along.

Leyland Claret
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Re: Currency

Post by Leyland Claret » Mon Jun 12, 2023 9:20 pm

All you need is Revolut…

chipbutty
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Re: Currency

Post by chipbutty » Mon Jun 12, 2023 9:28 pm

To be fair, if it's a bit of spending money for your jollies, then I can't see it making that much difference.
Different game if you're making a big expenditure like a property for example.

claptrappers_union
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Re: Currency

Post by claptrappers_union » Tue Jun 13, 2023 7:32 am

I've been to Austria and Romania recently and I didn't use cash at any point.

I was only there for a few days on business though.

ChrisG
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Re: Currency

Post by ChrisG » Tue Jun 13, 2023 7:40 am

claptrappers_union wrote:
Tue Jun 13, 2023 7:32 am
I've been to Austria and Romania recently and I didn't use cash at any point.

I was only there for a few days on business though.
Quite the opposite in Germany (depending where you are of course). Many places are cash only, and if they do take cards, it's only EC/Giro card so no Visa/MasterCard. Almost been caught out a couple of times with that.

JR1882
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Re: Currency

Post by JR1882 » Tue Jun 13, 2023 11:27 am

Revolut is the one. I’m away 4-5 times a year and use it everywhere, decent rates and then straight on to a virtual card in your Apple Pay. Really easy.

Second the point above unless you’re wanting 500+ in cash it’s not worth faffing around over a few quid.

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